Loan Eligibility
Check Your Loan Eligibility
Find out how much loan you can qualify for based on your income, existing obligations, and credit profile — in seconds.
How Eligibility is Calculated
Fixed Obligation to Income Ratio (FOIR)
Most lenders allow up to 50–55% of your net income for total EMI obligations.
Credit Score
A score above 750 gives you access to better rates and higher loan amounts.
Employment Stability
Salaried employees with 2+ years of tenure typically qualify for higher amounts.
Existing Liabilities
Current EMIs reduce your eligibility. Clearing debts before applying helps.
Fill in your details and click Check My Eligibility to see your estimated loan amount.
Tips to Improve Your Loan Eligibility
1.Maintain a credit score above 750 by paying all dues on time.
2.Clear or reduce existing loan EMIs before applying for a new loan.
3.Add a co-applicant (spouse/parent) to increase combined income.
4.Avoid applying for multiple loans simultaneously — each inquiry lowers your score.
Our advisors can help you maximize your eligibility and find the best loan offer.
Talk to a Loan Expert